Deciding To Live On Or Off Campus

As a first year college student you do not have much of a choice in regards to your housing in college.  You are usually living on campus in a dorm or commuting from home.  It is when your sophomore year rolls around that your options expand.  There are dormitories, suites, on campus apartments, off campus apartments, off campus housing, the choices can seem endless and overwhelming.  The easiest way to decide whether living on campus or off campus is best for you is by analyzing your schedule and daily activities.  If you are very involved in on campus activities such as clubs or sports then being on campus may be more beneficial for you.  If you are not so active on campus and are only there for class and to occasionally eat then living off campus may be more suitable for you.
If financial issues are what is determining your housing then you have a few things to think about.  If you do not want to add on to your tuition debt by also taking out a loan for housing then off campus housing is the way to go.  You will have to recruit a few roommates and most likely get a part time job to pay rent every month but this, in the long run, is the most financially friendly option.  Taking out a loan for housing can set you back tens of thousands of dollars in debt all while acquiring interest every year that passes. (add and edit)

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