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Hello! My name is Rich Kulbacki, and I’m a knowledgeable professional with over 13 years of experience in finance. By age 32, I was able to pay off all of my debt, including my student loans, cars, credit cards and even my HOUSE. Now, my wife and I are living our lives on our terms and loving it!  All the while we’re building a strong portfolio of investments that will allow us to travel, give to our favorite charities, and do whatever we want to do well past retirement and into old age. How did I do this? By following tried and true basic financial principles. Would you like to join me?


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